Build the project.
Fund the next phase.
PayXT is built for the job site. Generate a secure payment link in 3 seconds, text it to the homeowner, and collect project milestones instantly so you never delay a materials order waiting for a check to clear.
Trusted by independent builders and remodelers.
Hi Tom, the framing inspection passed! Here is the link for the Phase 2 milestone payment so we can order drywall:
https://payxt.app/p/build-741
Awesome progress guys! Just paid it via Apple Pay.
Engineered for the Job Site
Protect High-Ticket Margins
Collecting a $15,000 deposit for a kitchen remodel? Standard credit card fees will eat over $430 of your profit. PayXT’s "Fee Gross-Up" toggle automatically adjusts the invoice so you keep exactly 100% of your quoted materials and labor budget.
Milestone Payments
Save your standard billing structures in the app settings. Tap "Initial Deposit - 30%" or "Rough-In Completion" to populate the invoice instantly without typing, keeping your cash flow consistent across all project phases.
Never Chase Checks
Stop driving to the client's house just to pick up a physical check, or waiting days for the bank to clear it. Text them a link, and they pay securely from their smartphone while you are managing the crew.
Why General Contractors Need Text-to-Pay Software
In the construction industry, cash flow is everything. Delays in collecting a deposit mean delays in ordering lumber, concrete, or custom cabinetry. When a project hits a milestone, you need funds immediately to keep your subcontractors paid and your timeline on track. Traditional invoicing forces you to head back to the office, draft a PDF, and wait for the client to mail a check.
PayXT provides a seamless text-to-pay billing solution. By generating a secure Stripe or PayPal link directly from your smartphone on the job site, you eliminate the waiting game. Homeowners receive the SMS instantly and can settle large milestone payments in seconds using Apple Pay, Google Pay, or Credit Card, giving you the immediate capital you need to keep the build moving forward.