Core Mechanics

Built for the Field.

PayXT isn't a bloated accounting suite. It's a precision tool designed to eliminate friction and protect your profit margins.

The Fee Gross-Up Toggle

Stop eating the 2.9% + 30ยข processing fees charged by standard payment gateways. With a single tap, PayXT instantly recalculates the invoice total to legally wrap the fees into the final price.

  • Keep exactly 100% of your quoted price.
  • Eliminates complex mental math on the job site.
  • Fully compliant with Stripe and PayPal routing.
Base Amount $500.00
Pass Processing Fees Adds 2.9% + $0.30
Client Pays $515.24
HVAC Diagnostic $150.00
Parts (Filter) $25.00
Subtotal $175.00
Auto-Tax (9.5%) +$16.63
Total $191.63

Automated Tax Calculator

Local tax rates can be incredibly specific. Enter your city or state's exact tax percentage into your settings once, and PayXT will automatically calculate and itemize it on every invoice.

  • Set exact percentages (e.g., 9.25%).
  • Clean, itemized receipt breakdown for clients.
  • 1-Tap toggle to turn tax on or off per invoice.

The Nudge Button

Following up on unpaid invoices is awkward and time-consuming. The Nudge button copies a polite, professional text message template with your live payment link attached, ready to send instantly.

  • Pre-written, professional follow-up copy.
  • Live link automatically attached.
  • Increases on-time payments by removing friction.

Thanks for fixing the AC today! Where should I send the payment?

Here is the link to your invoice! You can pay securely via Apple Pay or Card:
https://payxt.app/p/abc123xyz