Skip their inbox.
Get paid via text.
Invoices sent via email get buried, forgotten, or flagged as spam. PayXT lets you bypass the inbox entirely. Generate a secure Stripe or PayPal link in 3 seconds and text it directly to your client's phone.
iMessage
From: You
The Freelance Financial Stack
Stop Losing 3% of Your Retainer
If you close a $5,000 web design project or consulting retainer, standard Stripe and PayPal fees will quietly steal $145 of your profit. PayXT features a built-in "Fee Gross-Up" toggle. With one tap, we mathematically adjust your invoice total so you receive exactly 100% of your quoted price.
The "Nudge" Button
Following up on late payments is awkward. Our Nudge feature instantly generates polite, pre-written follow-up text copy with your payment link automatically attached.
Zero App Downloads for Clients
You are running a professional freelance business, not a side hustle. Don't ask corporate clients to download Venmo or CashApp to pay you.
When you text a PayXT link, it opens a sleek, mobile-optimized webpage in their browser. They can pay instantly using their corporate card, Apple Pay, or Google Pay via your connected Stripe or PayPal account. It looks incredibly professional and requires zero friction on their end.
Why Email Invoicing is Dying for Independent Creatives
If you are a graphic designer, copywriter, or marketing consultant, you know the cycle: You deliver the final assets, you email a PDF invoice from your accounting software, and then you wait. Email open rates hover around 20%, and invoices get buried under newsletters, flagged by aggressive corporate spam filters, or simply ignored by busy clients.
SMS text messages have a 98% open rate, and the majority are read within 3 minutes of receipt. PayXT leverages this behavioral psychology. By shifting your billing to a text-to-pay model, you eliminate the inbox clutter. You meet the client where their attention actually is, resulting in deposits and final payments clearing in hours instead of weeks.